Tose Gava

Tose Gava: "A flexible policy like the Diaspora Funeral Cash Plan comes with zero rigidity as the policyholder can choose repatriation, reverse repatriation, burial abroad and even cremation and still use the same policy. The issue of flexibility becomes even more important given The 14 Reasons Why Diasporans Are Increasingly Getting Buried Abroad."

By Tose Gava EVIDENTLY, the proportion of diasporans being buried abroad has been increasing exponentially over the past few years. At the peak of the Covid-19 global pandemic, the figures further increased due to lockdowns, travel restrictions and mandatory quarantines in most jurisdictions. I know cases of diasporans who were left with no option but to bury their loved ones in countries and regions like Australia, Canada, USA, UK, EU because body repatriations became impossible. In other cases, families were forced to opt for cremation which is against their preferences. Barring the global pandemic, there has been a significant increase in diaspora burials and there are 14 reasons why this trend is becoming acceptable and common in diaspora communities.

By Tose Gava In my last blog 12 Reasons Why Cash Denominated Funeral Policies Are By Far Better I elaborately discussed issues of treating customers fairly through provision of suitable cover and correct advice. Needless to say, the whole idea of funeral policies is to guarantee the policyholder a dignified send-off. Transnationalism and global citizenry have however meant that a lot of people are short-changed by the traditional funeral directors’ policies that provide the policyholder with goods and services. This is largely because the traditional funeral policies have failed to respond to the needs of hundreds of millions of consumers who have become diaspora transnationals. In this blog, I want to focus on 10 scenarios where one would wish their funeral plan was a cash-based policy:

Below are 12 reasons why cash based funeral policies like Diaspora Funeral Cash Plan are by far better or call it 12 reasons why traditional commodity or goods and services based funeral directors’ policies are never good enough when it comes to addressing transnational consumers’ needs:

In one of my previous pieces; Burial Societies – The Collapse Risks, I expressed my serious misgivings on family protection planning or lack of it based on burial societies. In this article I want to highlight the structural shortcomings of traditional funeral cover (goods & services) compared to US$ cash-based options that guarantee families totally flexible and worldwide cover.